YEARLY HIGH
0.5119 PKR
YEARLY LOW
0.4354 PKR
YEARLY AVERAGE
0.4853 PKR

2025 XAF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XAF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 0.5119. Conversely, the yearly low was recorded on January 10, dropping to 0.4354.

This high-to-low spread represents a total annual volatility of 0.0765 PKR. From a start-to-finish perspective, comparing the January average rate of 0.4397 to the December average rate of 0.5010, the exchange rate registered a net change of 13.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5119 was up 7.58% compared to the 2024 peak of 0.4758, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 2,560 PKR
2024 Average 2,297 PKR
Yearly Trough Low 2,177 PKR
Transaction Impact: A difference of 382.56 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5131
0.4331
JanuMarcMayJulySeptNove

XAF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4680, compared to 0.5025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0345 points.

H1 Avg (Jan–Jun) 0.4680
H2 Avg (Jul–Dec) 0.5025

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0421 PKR (High: 0.4847 / Low: 0.4426). On the other end, December was the most stable month, with a tight range of 0.0064 PKR (High: 0.5036 / Low: 0.4972).

March Spread (Volatile) ±0.0421
December Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0047 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.5064) against the same month in 2024 (average: 0.4605), the exchange rate shifted by +0.0459 (+9.97%).

2025 Avg (July) 0.5064
2024 Avg (July) 0.4605

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4459 0.4354 0.4397
February 0.4483 0.4382 0.4436
March 0.4847 0.4426 0.4618
April 0.4924 0.4615 0.4809
May 0.4897 0.4752 0.4846
June 0.5098 0.4877 0.4977
July 0.5119 0.4937 0.5064
August 0.5070 0.4949 0.5028
September 0.5104 0.5018 0.5061
October 0.5050 0.4967 0.5013
November 0.5007 0.4926 0.4975
December 0.5036 0.4972 0.5010