2026 XAU to CHF Historical Review

YEARLY HIGH

3685.5616 CHF

YEARLY LOW

0.7629 CHF

YEARLY AVERAGE

1752.8701 CHF

2026 XAU to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XAU to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 3685.5616. Conversely, the yearly low was recorded on January 27, dropping to 0.7629.

This high-to-low spread represents a total annual volatility of 3684.7987 CHF. From a start-to-finish perspective, comparing the January average rate of 0.7900 to the December average rate of 3273.3167, the exchange rate registered a net change of 414242.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3685.5616 was up 401845.36% compared to the 2025 peak of 0.9169, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAU based on timing:

Yearly Peak High 18,427,808 CHF

2025 Average 4,153 CHF

Yearly Trough Low 3,815 CHF

Transaction Impact: A difference of 18,423,993.42 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3894.0241

-353.1593

JanuMarcMayJuly

XAU to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1241.1265, compared to 3288.1007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2046.9741 points.

H1 Avg (Jan–Jun) 1241.1265

H2 Avg (Jul–Dec) 3288.1007

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 3684.7829 CHF (High: 3685.5616 / Low: 0.7787). On the other end, February was the most stable month, with a tight range of 0.0120 CHF (High: 0.7791 / Low: 0.7671).

April Spread (Volatile) ±3684.7829

February Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 157.8613 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -157.8613

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 522.0864) against the same month in 2025 (average: 0.8330), the exchange rate shifted by +521.2533 (+62572.80%).

2026 Avg (April) 522.0864

2025 Avg (April) 0.8330

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8034	0.7629	0.7900
February	0.7791	0.7671	0.7727
March	0.7999	0.7696	0.7873
April	3685.5616	0.7787	522.0864
May	3605.0621	3490.8522	3540.0921
June	3541.3888	3243.8492	3382.2308
July	3355.5406	3229.8374	3302.8846
August	3286.0985	3266.7907	3273.3167