YEARLY HIGH
741820.0216 JMD
YEARLY LOW
155.4011 JMD
YEARLY AVERAGE
347476.0966 JMD

2026 XAU to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XAU to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 741820.0216. Conversely, the yearly low was recorded on February 23, dropping to 155.4011.

This high-to-low spread represents a total annual volatility of 741664.6204 JMD. From a start-to-finish perspective, comparing the January average rate of 157.8457 to the December average rate of 650949.1961, the exchange rate registered a net change of 412295.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 741820.0216 was up 460087.40% compared to the 2025 peak of 161.1996, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAU based on timing:

Yearly Peak High 3,709,100,108 JMD
2025 Average 795,551 JMD
Yearly Trough Low 777,006 JMD
Transaction Impact: A difference of 3,708,323,102.22 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

782317.4039
-70949.3948
JanuMarcMayJuly

XAU to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 247310.3507, compared to 647973.3343 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 400662.9836 points.

H1 Avg (Jan–Jun) 247310.3507
H2 Avg (Jul–Dec) 647973.3343

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 741662.7180 JMD (High: 741820.0216 / Low: 157.3036). On the other end, February was the most stable month, with a tight range of 2.5558 JMD (High: 157.9569 / Low: 155.4011).

April Spread (Volatile) ±741662.7180
February Spread (Stable) ±2.5558

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 43530.9504 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -43530.9504

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 104498.4691) against the same month in 2025 (average: 158.0212), the exchange rate shifted by +104340.4479 (+66029.41%).

2026 Avg (April) 104498.4691
2025 Avg (April) 158.0212

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 159.0468 156.1990 157.8457
February 157.9569 155.4011 156.1718
March 158.4140 155.6581 156.8936
April 741820.0216 157.3036 104498.4691
May 723202.2149 699763.2435 711211.8373
June 711380.4309 630313.2526 667680.8870
July 661210.2735 632455.3779 644997.4726
August 681055.5026 638374.6532 650949.1961