2026 XAU to MAD Historical Review

YEARLY HIGH

43422.1076 MAD

YEARLY LOW

9.0371 MAD

YEARLY AVERAGE

20422.3558 MAD

2026 XAU to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XAU to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 43422.1076. Conversely, the yearly low was recorded on January 28, dropping to 9.0371.

This high-to-low spread represents a total annual volatility of 43413.0705 MAD. From a start-to-finish perspective, comparing the January average rate of 9.1655 to the December average rate of 38294.7718, the exchange rate registered a net change of 417713.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 43422.1076 was up 425778.63% compared to the 2025 peak of 10.1959, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAU based on timing:

Yearly Peak High 217,110,538 MAD

2025 Average 46,728 MAD

Yearly Trough Low 45,186 MAD

Transaction Impact: A difference of 217,065,352.53 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

45724.6007

-4146.8016

JanuMarcMayJuly

XAU to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14492.7247, compared to 38211.2492 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 23718.5245 points.

H1 Avg (Jan–Jun) 14492.7247

H2 Avg (Jul–Dec) 38211.2492

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 43412.8818 MAD (High: 43422.1076 / Low: 9.2259). On the other end, February was the most stable month, with a tight range of 0.0731 MAD (High: 9.1834 / Low: 9.1102).

April Spread (Volatile) ±43412.8818

February Spread (Stable) ±0.0731

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2343.6908 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2343.6908

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 6135.0890) against the same month in 2025 (average: 9.3573), the exchange rate shifted by +6125.7316 (+65464.43%).

2026 Avg (April) 6135.0890

2025 Avg (April) 9.3573

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.2415	9.0371	9.1655
February	9.1834	9.1102	9.1486
March	9.4375	9.1425	9.3350
April	43422.1076	9.2259	6135.0890
May	42689.5390	40798.1325	41568.6505
June	41502.1588	37642.5654	39224.9597
July	39063.9686	37264.4814	38127.7265
August	39704.9331	37668.9828	38294.7718