YEARLY HIGH
31.9836 BDT
YEARLY LOW
31.1212 BDT
YEARLY AVERAGE
31.4786 BDT

2021 XCD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 31.9836. Conversely, the yearly low was recorded on May 9, dropping to 31.1212.

This high-to-low spread represents a total annual volatility of 0.8624 BDT. From a start-to-finish perspective, comparing the January average rate of 31.3827 to the December average rate of 31.7440, the exchange rate registered a net change of 1.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 31.9836 was up 1.18% compared to the 2020 peak of 31.6109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 159,918 BDT
2020 Average 156,973 BDT
Yearly Trough Low 155,606 BDT
Transaction Impact: A difference of 4,312.10 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

31.7833
31.3115
JanuMarcMayJulySeptNove

XCD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.3656, compared to 31.5915 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2259 points.

H1 Avg (Jan–Jun) 31.3656
H2 Avg (Jul–Dec) 31.5915

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.3928 BDT (High: 31.5139 / Low: 31.1212). On the other end, February was the most stable month, with a tight range of 0.0664 BDT (High: 31.3967 / Low: 31.3303).

May Spread (Volatile) ±0.3928
February Spread (Stable) ±0.0664

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0190 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0190

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 31.7440) against the same month in 2020 (average: 31.3757), the exchange rate shifted by +0.3682 (+1.17%).

2021 Avg (December) 31.7440
2020 Avg (December) 31.3757

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 31.4773 31.3118 31.3827
February 31.3967 31.3303 31.3701
March 31.3919 31.2507 31.3511
April 31.4269 31.2377 31.3508
May 31.5139 31.1212 31.3672
June 31.4055 31.3197 31.3717
July 31.4126 31.2944 31.3729
August 31.5834 31.3299 31.4516
September 31.7059 31.4683 31.5578
October 31.7244 31.6436 31.6809
November 31.8030 31.6955 31.7420
December 31.9836 31.6005 31.7440