2026 XCD to BDT Historical Review

YEARLY HIGH

45.7614 BDT

YEARLY LOW

44.9149 BDT

YEARLY AVERAGE

45.3899 BDT

2026 XCD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 45.7614. Conversely, the yearly low was recorded on January 25, dropping to 44.9149.

This high-to-low spread represents a total annual volatility of 0.8465 BDT. From a start-to-finish perspective, comparing the January average rate of 45.2286 to the December average rate of 45.6218, the exchange rate registered a net change of 0.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 45.7614 was down 0.16% compared to the 2025 peak of 45.8333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 228,807 BDT

2025 Average 225,386 BDT

Yearly Trough Low 224,575 BDT

Transaction Impact: A difference of 4,232.41 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

45.6631

45.1671

JanuMarcMayJuly

XCD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.3512, compared to 45.6218 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2706 points.

H1 Avg (Jan–Jun) 45.3512

H2 Avg (Jul–Dec) 45.6218

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.6179 BDT (High: 45.6302 / Low: 45.0124). On the other end, May was the most stable month, with a tight range of 0.0332 BDT (High: 45.4441 / Low: 45.4109).

March Spread (Volatile) ±0.6179

May Spread (Stable) ±0.0332

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0301 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0301

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 45.6218) against the same month in 2025 (average: 45.1297), the exchange rate shifted by +0.4921 (+1.09%).

2026 Avg (July) 45.6218

2025 Avg (July) 45.1297

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.3125	44.9149	45.2286
February	45.5780	45.0824	45.2084
March	45.6302	45.0124	45.3318
April	45.6828	45.3012	45.4534
May	45.4441	45.4109	45.4233
June	45.5824	45.3983	45.4616
July	45.7614	45.5096	45.6218