YEARLY HIGH
28.4805 INR
YEARLY LOW
26.1694 INR
YEARLY AVERAGE
27.4297 INR

2020 XCD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 28.4805. Conversely, the yearly low was recorded on January 15, dropping to 26.1694.

This high-to-low spread represents a total annual volatility of 2.3111 INR. From a start-to-finish perspective, comparing the January average rate of 26.3712 to the December average rate of 27.2560, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 28.4805 was up 6.65% compared to the 2019 peak of 26.7046, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 142,402 INR
2019 Average 130,260 INR
Yearly Trough Low 130,847 INR
Transaction Impact: A difference of 11,555.57 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

28.3894
26.1877
JanuMarcMayJulySeptNove

XCD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.4490, compared to 27.4104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0386 points.

H1 Avg (Jan–Jun) 27.4490
H2 Avg (Jul–Dec) 27.4104

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6266 INR (High: 28.3329 / Low: 26.7063). On the other end, May was the most stable month, with a tight range of 0.3168 INR (High: 28.2049 / Low: 27.8881).

March Spread (Volatile) ±1.6266
May Spread (Stable) ±0.3168

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3891 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3891

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 28.2059) against the same month in 2019 (average: 25.6888), the exchange rate shifted by +2.5172 (+9.80%).

2020 Avg (April) 28.2059
2019 Avg (April) 25.6888

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.6291 26.1694 26.3712
February 26.7063 26.3123 26.4880
March 28.3329 26.7063 27.5784
April 28.4805 27.8509 28.2059
May 28.2049 27.8881 28.0153
June 28.2711 27.7760 28.0354
July 27.9200 27.5814 27.7169
August 27.8121 27.0591 27.5961
September 27.3547 27.0302 27.2070
October 27.6087 26.9972 27.2213
November 27.7099 27.3040 27.4652
December 27.4265 27.0328 27.2560