2021 XCD to INR Historical Review

YEARLY HIGH

28.1999 INR

YEARLY LOW

26.7824 INR

YEARLY AVERAGE

27.3527 INR

2021 XCD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 28.1999. Conversely, the yearly low was recorded on March 22, dropping to 26.7824.

This high-to-low spread represents a total annual volatility of 1.4175 INR. From a start-to-finish perspective, comparing the January average rate of 27.0525 to the December average rate of 27.9039, the exchange rate registered a net change of 3.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 28.1999 was down 0.99% compared to the 2020 peak of 28.4805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 141,000 INR

2020 Average 137,158 INR

Yearly Trough Low 133,912 INR

Transaction Impact: A difference of 7,087.56 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

28.0010

26.8349

JanuMarcMayJulySeptNove

XCD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.1357, compared to 27.5696 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4339 points.

H1 Avg (Jan–Jun) 27.1357

H2 Avg (Jul–Dec) 27.5696

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.8028 INR (High: 27.9179 / Low: 27.1150). On the other end, January was the most stable month, with a tight range of 0.2264 INR (High: 27.2035 / Low: 26.9771).

April Spread (Volatile) ±0.8028

January Spread (Stable) ±0.2264

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4746 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4746

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 27.9039) against the same month in 2020 (average: 27.2560), the exchange rate shifted by +0.6478 (+2.38%).

2021 Avg (December) 27.9039

2020 Avg (December) 27.2560

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.2035	26.9771	27.0525
February	27.2682	26.7830	26.9490
March	27.1764	26.7824	26.9320
April	27.9179	27.1150	27.5577
May	27.4169	26.7872	27.0830
June	27.5190	26.9411	27.2403
July	27.7492	27.4749	27.5740
August	27.5635	27.0104	27.4241
September	27.5009	27.0061	27.2329
October	27.9307	27.4379	27.7232
November	27.7720	27.3515	27.5597
December	28.1999	27.5419	27.9039