YEARLY HIGH
45.5330 NPR
YEARLY LOW
41.8436 NPR
YEARLY AVERAGE
43.8498 NPR

2020 XCD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 45.5330. Conversely, the yearly low was recorded on January 12, dropping to 41.8436.

This high-to-low spread represents a total annual volatility of 3.6893 NPR. From a start-to-finish perspective, comparing the January average rate of 42.1716 to the December average rate of 43.5897, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 45.5330 was up 6.33% compared to the 2019 peak of 42.8237, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 227,665 NPR
2019 Average 208,275 NPR
Yearly Trough Low 209,218 NPR
Transaction Impact: A difference of 18,446.74 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

45.3654
41.8813
JanuMarcMayJulySeptNove

XCD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.8583, compared to 43.8413 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0170 points.

H1 Avg (Jan–Jun) 43.8583
H2 Avg (Jul–Dec) 43.8413

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.4475 NPR (High: 45.1949 / Low: 42.7473). On the other end, November was the most stable month, with a tight range of 0.4862 NPR (High: 44.2038 / Low: 43.7176).

March Spread (Volatile) ±2.4475
November Spread (Stable) ±0.4862

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6828 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.6828

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 45.0751) against the same month in 2019 (average: 41.1506), the exchange rate shifted by +3.9245 (+9.54%).

2020 Avg (April) 45.0751
2019 Avg (April) 41.1506

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 42.5234 41.8436 42.1716
February 42.7473 42.0987 42.3067
March 45.1949 42.7473 44.0018
April 45.5330 44.6165 45.0751
May 45.0015 44.1489 44.7578
June 45.0752 44.4912 44.8370
July 44.7653 44.1268 44.3638
August 44.4659 43.3922 44.1411
September 43.6702 43.0087 43.4582
October 44.1309 43.2814 43.5369
November 44.2038 43.7176 43.9582
December 43.8017 43.2491 43.5897