YEARLY HIGH
57.1909 NPR
YEARLY LOW
53.2200 NPR
YEARLY AVERAGE
55.2755 NPR

2026 XCD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 57.1909. Conversely, the yearly low was recorded on January 8, dropping to 53.2200.

This high-to-low spread represents a total annual volatility of 3.9709 NPR. From a start-to-finish perspective, comparing the January average rate of 53.7338 to the December average rate of 56.6897, the exchange rate registered a net change of 5.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 57.1909 was up 6.32% compared to the 2025 peak of 53.7931, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 285,954 NPR
2025 Average 257,804 NPR
Yearly Trough Low 266,100 NPR
Transaction Impact: A difference of 19,854.46 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

56.9877
53.4116
JanuMarcMayJuly

XCD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 55.0398, compared to 56.6897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6498 points.

H1 Avg (Jan–Jun) 55.0398
H2 Avg (Jul–Dec) 56.6897

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 2.5273 NPR (High: 56.3091 / Low: 53.7818). On the other end, May was the most stable month, with a tight range of 0.6044 NPR (High: 56.7749 / Low: 56.1705).

March Spread (Volatile) ±2.5273
May Spread (Stable) ±0.6044

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.4567 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4567

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 56.6897) against the same month in 2025 (average: 50.9318), the exchange rate shifted by +5.7578 (+11.30%).

2026 Avg (July) 56.6897
2025 Avg (July) 50.9318

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 54.7885 53.2200 53.7338
February 54.8010 53.4652 53.7096
March 56.3091 53.7818 54.8920
April 56.1408 54.6223 55.2186
May 56.7749 56.1705 56.5709
June 56.6858 55.6175 56.1142
July 57.1909 55.9706 56.6897