2020 XCD to PEN Historical Review

YEARLY HIGH

1.3559 PEN

YEARLY LOW

1.2234 PEN

YEARLY AVERAGE

1.2930 PEN

2020 XCD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 1.3559. Conversely, the yearly low was recorded on January 5, dropping to 1.2234.

This high-to-low spread represents a total annual volatility of 0.1326 PEN. From a start-to-finish perspective, comparing the January average rate of 1.2305 to the December average rate of 1.3323, the exchange rate registered a net change of 8.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3559 was up 7.59% compared to the 2019 peak of 1.2603, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 6,780 PEN

2019 Average 6,172 PEN

Yearly Trough Low 6,117 PEN

Transaction Impact: A difference of 662.77 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3454

1.2201

JanuMarcMayJulySeptNove

XCD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2640, compared to 1.3220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0580 points.

H1 Avg (Jan–Jun) 1.2640

H2 Avg (Jul–Dec) 1.3220

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0743 PEN (High: 1.3219 / Low: 1.2476). On the other end, December was the most stable month, with a tight range of 0.0131 PEN (High: 1.3395 / Low: 1.3263).

March Spread (Volatile) ±0.0743

December Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0322 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.3350) against the same month in 2019 (average: 1.2464), the exchange rate shifted by +0.0885 (+7.10%).

2020 Avg (November) 1.3350

2019 Avg (November) 1.2464

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2525	1.2234	1.2305
February	1.2782	1.2442	1.2547
March	1.3219	1.2476	1.2906
April	1.2801	1.2464	1.2584
May	1.2758	1.2422	1.2642
June	1.3087	1.2586	1.2858
July	1.3114	1.2937	1.3012
August	1.3268	1.3034	1.3173
September	1.3324	1.3042	1.3156
October	1.3406	1.3228	1.3304
November	1.3559	1.3236	1.3350
December	1.3395	1.3263	1.3323