2025 XCD to PEN Historical Review

YEARLY HIGH

1.4003 PEN

YEARLY LOW

1.2377 PEN

YEARLY AVERAGE

1.3206 PEN

2025 XCD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 1.4003. Conversely, the yearly low was recorded on December 10, dropping to 1.2377.

This high-to-low spread represents a total annual volatility of 0.1626 PEN. From a start-to-finish perspective, comparing the January average rate of 1.3873 to the December average rate of 1.2458, the exchange rate registered a net change of -10.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4003 was down 2.45% compared to the 2024 peak of 1.4355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 7,001 PEN

2024 Average 6,943 PEN

Yearly Trough Low 6,188 PEN

Transaction Impact: A difference of 813.07 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4014

1.2316

JanuMarcMayJulySeptNove

XCD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3617, compared to 1.2795 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0822 points.

H1 Avg (Jan–Jun) 1.3617

H2 Avg (Jul–Dec) 1.2795

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0474 PEN (High: 1.3324 / Low: 1.2850). On the other end, November was the most stable month, with a tight range of 0.0119 PEN (High: 1.2537 / Low: 1.2418).

August Spread (Volatile) ±0.0474

November Spread (Stable) ±0.0119

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0299 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.3873) against the same month in 2024 (average: 1.3807), the exchange rate shifted by +0.0066 (+0.48%).

2025 Avg (January) 1.3873

2024 Avg (January) 1.3807

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4003	1.3716	1.3873
February	1.3982	1.3547	1.3710
March	1.3783	1.3379	1.3522
April	1.3859	1.3579	1.3695
May	1.3660	1.3476	1.3571
June	1.3481	1.3114	1.3331
July	1.3313	1.3083	1.3151
August	1.3324	1.2850	1.3095
September	1.3089	1.2862	1.2947
October	1.2868	1.2496	1.2648
November	1.2537	1.2418	1.2475
December	1.2615	1.2377	1.2458