2020 XDR to EUR Historical Review

YEARLY HIGH

1.2728 EUR

YEARLY LOW

1.1711 EUR

YEARLY AVERAGE

1.2210 EUR

2020 XDR to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.2728. Conversely, the yearly low was recorded on December 30, dropping to 1.1711.

This high-to-low spread represents a total annual volatility of 0.1017 EUR. From a start-to-finish perspective, comparing the January average rate of 1.2428 to the December average rate of 1.1817, the exchange rate registered a net change of -4.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2728 was up 1.79% compared to the 2019 peak of 1.2504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 6,364 EUR

2019 Average 6,180 EUR

Yearly Trough Low 5,855 EUR

Transaction Impact: A difference of 508.58 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2623

1.1744

JanuMarcMayJulySeptNove

XDR to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2442, compared to 1.1977 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0465 points.

H1 Avg (Jan–Jun) 1.2442

H2 Avg (Jul–Dec) 1.1977

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0540 EUR (High: 1.2728 / Low: 1.2187). On the other end, January was the most stable month, with a tight range of 0.0163 EUR (High: 1.2502 / Low: 1.2339).

March Spread (Volatile) ±0.0540

January Spread (Stable) ±0.0163

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0222 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0222

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.2391) against the same month in 2019 (average: 1.2347), the exchange rate shifted by +0.0045 (+0.36%).

2020 Avg (March) 1.2391

2019 Avg (March) 1.2347

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2502	1.2339	1.2428
February	1.2662	1.2407	1.2544
March	1.2728	1.2187	1.2391
April	1.2637	1.2451	1.2549
May	1.2616	1.2316	1.2481
June	1.2337	1.2137	1.2259
July	1.2270	1.1851	1.2127
August	1.2005	1.1834	1.1933
September	1.2095	1.1906	1.1983
October	1.2101	1.1928	1.2006
November	1.2128	1.1906	1.1998
December	1.1893	1.1711	1.1817