YEARLY HIGH
1.2506 EUR
YEARLY LOW
1.1725 EUR
YEARLY AVERAGE
1.2047 EUR

2021 XDR to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 1.2506. Conversely, the yearly low was recorded on January 5, dropping to 1.1725.

This high-to-low spread represents a total annual volatility of 0.0781 EUR. From a start-to-finish perspective, comparing the January average rate of 1.1849 to the December average rate of 1.2398, the exchange rate registered a net change of 4.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2506 was down 1.74% compared to the 2020 peak of 1.2728, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 6,253 EUR
2020 Average 6,104 EUR
Yearly Trough Low 5,863 EUR
Transaction Impact: A difference of 390.37 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2453
1.1794
JanuMarcMayJulySeptNove

XDR to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1914, compared to 1.2180 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0266 points.

H1 Avg (Jan–Jun) 1.1914
H2 Avg (Jul–Dec) 1.2180

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0383 EUR (High: 1.2506 / Low: 1.2123). On the other end, July was the most stable month, with a tight range of 0.0113 EUR (High: 1.2097 / Low: 1.1984).

November Spread (Volatile) ±0.0383
July Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0088 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0088

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.2319) against the same month in 2020 (average: 1.1998), the exchange rate shifted by +0.0321 (+2.68%).

2021 Avg (November) 1.2319
2020 Avg (November) 1.1998

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1933 1.1725 1.1849
February 1.1998 1.1840 1.1907
March 1.2099 1.1889 1.2002
April 1.2074 1.1830 1.1943
May 1.1955 1.1791 1.1854
June 1.2090 1.1810 1.1929
July 1.2097 1.1984 1.2038
August 1.2149 1.2021 1.2075
September 1.2202 1.1946 1.2068
October 1.2271 1.2104 1.2181
November 1.2506 1.2123 1.2319
December 1.2474 1.2326 1.2398