YEARLY HIGH
4.9731 GEL
YEARLY LOW
4.3048 GEL
YEARLY AVERAGE
4.5858 GEL

2021 XDR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 29, valuing the pair at 4.9731. Conversely, the yearly low was recorded on December 26, dropping to 4.3048.

This high-to-low spread represents a total annual volatility of 0.6683 GEL. From a start-to-finish perspective, comparing the January average rate of 4.7615 to the December average rate of 4.3411, the exchange rate registered a net change of -8.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.9731 was up 2.91% compared to the 2020 peak of 4.8327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 24,865 GEL
2020 Average 21,697 GEL
Yearly Trough Low 21,524 GEL
Transaction Impact: A difference of 3,341.35 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.9634
4.2845
JanuMarcMayJulySeptNove

XDR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7652, compared to 4.4064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3588 points.

H1 Avg (Jan–Jun) 4.7652
H2 Avg (Jul–Dec) 4.4064

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.2638 GEL (High: 4.9720 / Low: 4.7082). On the other end, August was the most stable month, with a tight range of 0.0364 GEL (High: 4.4265 / Low: 4.3901).

May Spread (Volatile) ±0.2638
August Spread (Stable) ±0.0364

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3291 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3291

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 4.9068) against the same month in 2020 (average: 4.3407), the exchange rate shifted by +0.5661 (+13.04%).

2021 Avg (April) 4.9068
2020 Avg (April) 4.3407

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7998 4.7127 4.7615
February 4.8120 4.7495 4.7723
March 4.8367 4.7309 4.7647
April 4.9731 4.8331 4.9068
May 4.9720 4.7082 4.8574
June 4.7158 4.4715 4.5284
July 4.5102 4.3758 4.4441
August 4.4265 4.3901 4.4065
September 4.4360 4.3811 4.4146
October 4.4689 4.3865 4.4258
November 4.4728 4.3309 4.4060
December 4.3782 4.3048 4.3411