2026 XDR to GEL Historical Review

YEARLY HIGH

3.9620 GEL

YEARLY LOW

3.6003 GEL

YEARLY AVERAGE

3.7975 GEL

2026 XDR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 3.9620. Conversely, the yearly low was recorded on June 20, dropping to 3.6003.

This high-to-low spread represents a total annual volatility of 0.3617 GEL. From a start-to-finish perspective, comparing the January average rate of 3.8714 to the December average rate of 3.6954, the exchange rate registered a net change of -4.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.9620 was up 0.92% compared to the 2025 peak of 3.9260, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 19,810 GEL

2025 Average 18,997 GEL

Yearly Trough Low 18,001 GEL

Transaction Impact: A difference of 1,808.61 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.9115

3.6618

JanuMarcMayJuly

XDR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8336, compared to 3.6890 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1446 points.

H1 Avg (Jan–Jun) 3.8336

H2 Avg (Jul–Dec) 3.6890

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.2167 GEL (High: 3.8170 / Low: 3.6003). On the other end, August was the most stable month, with a tight range of 0.0208 GEL (High: 3.7039 / Low: 3.6830).

June Spread (Volatile) ±0.2167

August Spread (Stable) ±0.0208

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0737 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0737

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.8714) against the same month in 2025 (average: 3.6941), the exchange rate shifted by +0.1773 (+4.80%).

2026 Avg (January) 3.8714

2025 Avg (January) 3.6941

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.9620	3.8234	3.8714
February	3.9269	3.8534	3.8907
March	3.9030	3.7647	3.8421
April	3.9038	3.7837	3.8506
May	3.8526	3.7909	3.8104
June	3.8170	3.6003	3.7367
July	3.7089	3.6529	3.6826
August	3.7039	3.6830	3.6954