YEARLY HIGH
5.8174 PLN
YEARLY LOW
5.1802 PLN
YEARLY AVERAGE
5.4259 PLN

2020 XDR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 5.8174. Conversely, the yearly low was recorded on August 18, dropping to 5.1802.

This high-to-low spread represents a total annual volatility of 0.6373 PLN. From a start-to-finish perspective, comparing the January average rate of 5.2798 to the December average rate of 5.2907, the exchange rate registered a net change of 0.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.8174 was up 6.15% compared to the 2019 peak of 5.4801, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 29,087 PLN
2019 Average 26,560 PLN
Yearly Trough Low 25,901 PLN
Transaction Impact: A difference of 3,186.28 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.7499
5.2090
JanuMarcMayJulySeptNove

XDR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4942, compared to 5.3576 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1366 points.

H1 Avg (Jan–Jun) 5.4942
H2 Avg (Jul–Dec) 5.3576

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5557 PLN (High: 5.8174 / Low: 5.2618). On the other end, February was the most stable month, with a tight range of 0.1065 PLN (High: 5.4177 / Low: 5.3112).

March Spread (Volatile) ±0.5557
February Spread (Stable) ±0.1065

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2113 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 5.5022) against the same month in 2019 (average: 5.3082), the exchange rate shifted by +0.1940 (+3.65%).

2020 Avg (March) 5.5022
2019 Avg (March) 5.3082

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.3546 5.2331 5.2798
February 5.4177 5.3112 5.3686
March 5.8174 5.2618 5.5022
April 5.7850 5.6287 5.7049
May 5.7477 5.4717 5.6607
June 5.5141 5.3778 5.4494
July 5.4833 5.2256 5.3965
August 5.2939 5.1802 5.2541
September 5.5209 5.2325 5.3634
October 5.5975 5.3373 5.4474
November 5.5945 5.3393 5.3937
December 5.3660 5.2234 5.2907