YEARLY HIGH
5.4287 PLN
YEARLY LOW
4.7752 PLN
YEARLY AVERAGE
5.2083 PLN

2025 XDR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 5.4287. Conversely, the yearly low was recorded on July 6, dropping to 4.7752.

This high-to-low spread represents a total annual volatility of 0.6535 PLN. From a start-to-finish perspective, comparing the January average rate of 5.3389 to the December average rate of 5.1735, the exchange rate registered a net change of -3.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.4287 was down 11.96% compared to the 2024 peak of 6.1663, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 27,143 PLN
2024 Average 26,434 PLN
Yearly Trough Low 23,876 PLN
Transaction Impact: A difference of 3,267.35 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.3589
5.1188
JanuMarcMayJulySeptNove

XDR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2215, compared to 5.1950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0265 points.

H1 Avg (Jan–Jun) 5.2215
H2 Avg (Jul–Dec) 5.1950

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.6195 PLN (High: 5.3947 / Low: 4.7752). On the other end, December was the most stable month, with a tight range of 0.0529 PLN (High: 5.1989 / Low: 5.1460).

July Spread (Volatile) ±0.6195
December Spread (Stable) ±0.0529

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1067 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 5.3389) against the same month in 2024 (average: 5.3674), the exchange rate shifted by -0.0285 (-0.53%).

2025 Avg (January) 5.3389
2024 Avg (January) 5.3674

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.4287 5.2103 5.3389
February 5.3922 5.1719 5.2455
March 5.3102 5.0453 5.1388
April 5.3183 5.0195 5.1965
May 5.3087 4.9656 5.2104
June 5.2639 4.8980 5.1989
July 5.3947 4.7752 5.1616
August 5.3114 5.1620 5.2213
September 5.2744 5.1488 5.2207
October 5.2348 5.1788 5.2110
November 5.2494 4.9582 5.1821
December 5.1989 5.1460 5.1735