YEARLY HIGH
26.2446 ZAR
YEARLY LOW
19.3936 ZAR
YEARLY AVERAGE
22.9241 ZAR

2020 XDR to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 26.2446. Conversely, the yearly low was recorded on January 1, dropping to 19.3936.

This high-to-low spread represents a total annual volatility of 6.8510 ZAR. From a start-to-finish perspective, comparing the January average rate of 19.8803 to the December average rate of 21.3911, the exchange rate registered a net change of 7.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 26.2446 was up 23.72% compared to the 2019 peak of 21.2127, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 131,223 ZAR
2019 Average 99,974 ZAR
Yearly Trough Low 96,968 ZAR
Transaction Impact: A difference of 34,255.08 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.9520
19.3283
JanuMarcMayJulySeptNove

XDR to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.8658, compared to 22.9824 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1167 points.

H1 Avg (Jan–Jun) 22.8658
H2 Avg (Jul–Dec) 22.9824

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.4536 ZAR (High: 24.5121 / Low: 21.0585). On the other end, October was the most stable month, with a tight range of 0.7018 ZAR (High: 23.6185 / Low: 22.9167).

March Spread (Volatile) ±3.4536
October Spread (Stable) ±0.7018

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.1597 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.1597

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 25.4000) against the same month in 2019 (average: 19.6932), the exchange rate shifted by +5.7068 (+28.98%).

2020 Avg (April) 25.4000
2019 Avg (April) 19.6932

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.6567 19.3936 19.8803
February 21.4960 20.2933 20.6150
March 24.5121 21.0585 22.9014
April 26.2446 24.5883 25.4000
May 25.9383 23.7115 24.7758
June 24.0837 22.8719 23.6222
July 24.0632 22.8246 23.2966
August 24.9262 23.4544 24.3093
September 24.1831 22.8764 23.6169
October 23.6185 22.9167 23.2203
November 22.9828 21.5633 22.0606
December 21.8877 20.9901 21.3911