YEARLY HIGH
26.5046 ZAR
YEARLY LOW
23.2167 ZAR
YEARLY AVERAGE
24.7972 ZAR

2025 XDR to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 26.5046. Conversely, the yearly low was recorded on July 3, dropping to 23.2167.

This high-to-low spread represents a total annual volatility of 3.2879 ZAR. From a start-to-finish perspective, comparing the January average rate of 24.3578 to the December average rate of 24.1543, the exchange rate registered a net change of -0.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 26.5046 was up 3.36% compared to the 2024 peak of 25.6422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 132,523 ZAR
2024 Average 121,693 ZAR
Yearly Trough Low 116,084 ZAR
Transaction Impact: A difference of 16,439.44 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

26.0768
23.9795
JanuMarcMayJulySeptNove

XDR to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.8012, compared to 24.7932 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 24.8012
H2 Avg (Jul–Dec) 24.7932

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 3.0317 ZAR (High: 26.2484 / Low: 23.2167). On the other end, December was the most stable month, with a tight range of 0.5131 ZAR (High: 24.3553 / Low: 23.8422).

July Spread (Volatile) ±3.0317
December Spread (Stable) ±0.5131

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8932 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.8932

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 25.9020) against the same month in 2024 (average: 24.9421), the exchange rate shifted by +0.9599 (+3.85%).

2025 Avg (April) 25.9020
2024 Avg (April) 24.9421

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 24.8150 23.8853 24.3578
February 24.6700 23.8942 24.1745
March 24.5642 23.7728 24.2632
April 26.5046 24.5535 25.9020
May 25.7654 23.8513 25.0088
June 25.6955 23.4555 25.1009
July 26.2484 23.2167 25.1867
August 26.1089 24.8439 25.2866
September 25.3982 24.8068 25.0708
October 24.9383 24.3577 24.6961
November 24.7090 23.2913 24.3649
December 24.3553 23.8422 24.1543