2020 XPF to BIF Historical Review

YEARLY HIGH

20.0145 BIF

YEARLY LOW

16.8898 BIF

YEARLY AVERAGE

18.3229 BIF

2020 XPF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 20.0145. Conversely, the yearly low was recorded on March 19, dropping to 16.8898.

This high-to-low spread represents a total annual volatility of 3.1247 BIF. From a start-to-finish perspective, comparing the January average rate of 17.5371 to the December average rate of 19.8152, the exchange rate registered a net change of 12.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.0145 was up 13.13% compared to the 2019 peak of 17.6917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 100,072 BIF

2019 Average 86,413 BIF

Yearly Trough Low 84,449 BIF

Transaction Impact: A difference of 15,623.61 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.0700

17.0130

JanuMarcMayJulySeptNove

XPF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.5089, compared to 19.1369 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6280 points.

H1 Avg (Jan–Jun) 17.5089

H2 Avg (Jul–Dec) 19.1369

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1750 BIF (High: 18.0648 / Low: 16.8898). On the other end, October was the most stable month, with a tight range of 0.2796 BIF (High: 19.2354 / Low: 18.9558).

March Spread (Volatile) ±1.1750

October Spread (Stable) ±0.2796

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2862 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2862

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 19.8152) against the same month in 2019 (average: 17.4812), the exchange rate shifted by +2.3340 (+13.35%).

2020 Avg (December) 19.8152

2019 Avg (December) 17.4812

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.6902	17.3971	17.5371
February	17.5807	17.0652	17.2728
March	18.0648	16.8898	17.5540
April	17.4503	17.0993	17.2678
May	17.7558	17.2019	17.4338
June	18.1246	17.7143	17.9880
July	19.1619	17.9985	18.4785
August	19.2916	18.9657	19.1193
September	19.2765	18.8209	19.0774
October	19.2354	18.9558	19.0801
November	19.4698	18.8744	19.2506
December	20.0145	19.6416	19.8152