YEARLY HIGH
20.2632 BIF
YEARLY LOW
18.7045 BIF
YEARLY AVERAGE
19.5722 BIF

2021 XPF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 20.2632. Conversely, the yearly low was recorded on November 25, dropping to 18.7045.

This high-to-low spread represents a total annual volatility of 1.5587 BIF. From a start-to-finish perspective, comparing the January average rate of 19.8483 to the December average rate of 18.9260, the exchange rate registered a net change of -4.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 20.2632 was up 1.24% compared to the 2020 peak of 20.0145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 101,316 BIF
2020 Average 91,639 BIF
Yearly Trough Low 93,523 BIF
Transaction Impact: A difference of 7,793.62 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.1556
18.8142
JanuMarcMayJulySeptNove

XPF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.7833, compared to 19.3611 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4222 points.

H1 Avg (Jan–Jun) 19.7833
H2 Avg (Jul–Dec) 19.3611

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.7054 BIF (High: 19.9527 / Low: 19.2473). On the other end, July was the most stable month, with a tight range of 0.2425 BIF (High: 19.7777 / Low: 19.5352).

April Spread (Volatile) ±0.7054
July Spread (Stable) ±0.2425

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3132 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 20.0438) against the same month in 2020 (average: 17.4338), the exchange rate shifted by +2.6101 (+14.97%).

2021 Avg (May) 20.0438
2020 Avg (May) 17.4338

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.0789 19.6525 19.8483
February 19.9178 19.5518 19.7700
March 19.7699 19.2034 19.4966
April 19.9527 19.2473 19.5856
May 20.2632 19.6655 20.0438
June 20.2283 19.6801 19.9555
July 19.7777 19.5352 19.6423
August 19.7413 19.4064 19.5667
September 19.7670 19.3065 19.6170
October 19.5252 19.2169 19.3629
November 19.3865 18.7045 19.0516
December 19.0961 18.8395 18.9260