2012 XPF to GHS Historical Review

YEARLY HIGH

0.0211 GHS

YEARLY LOW

0.0176 GHS

YEARLY AVERAGE

0.0199 GHS

2012 XPF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XPF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0211. Conversely, the yearly low was recorded on January 5, dropping to 0.0176.

This high-to-low spread represents a total annual volatility of 0.0035 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0183 to the December average rate of 0.0208, the exchange rate registered a net change of 14.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0211 was up 11.82% compared to the 2011 peak of 0.0189, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 105 GHS

2011 Average 90 GHS

Yearly Trough Low 88 GHS

Transaction Impact: A difference of 17.39 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0211

0.0180

JanuMarcMayJulySeptNove

XPF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0194, compared to 0.0204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0194

H2 Avg (Jul–Dec) 0.0204

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0014 GHS (High: 0.0199 / Low: 0.0185). On the other end, August was the most stable month, with a tight range of 0.0004 GHS (High: 0.0204 / Low: 0.0200).

March Spread (Volatile) ±0.0014

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0208) against the same month in 2011 (average: 0.0181), the exchange rate shifted by +0.0027 (+15.08%).

2012 Avg (December) 0.0208

2011 Avg (December) 0.0181

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0189	0.0176	0.0183
February	0.0195	0.0184	0.0188
March	0.0199	0.0185	0.0192
April	0.0206	0.0195	0.0199
May	0.0206	0.0196	0.0202
June	0.0206	0.0195	0.0201
July	0.0205	0.0198	0.0201
August	0.0204	0.0200	0.0202
September	0.0211	0.0203	0.0206
October	0.0207	0.0203	0.0205
November	0.0207	0.0200	0.0203
December	0.0211	0.0205	0.0208