2021 XPF to GHS Historical Review

YEARLY HIGH

0.0606 GHS

YEARLY LOW

0.0567 GHS

YEARLY AVERAGE

0.0587 GHS

2021 XPF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.0606. Conversely, the yearly low was recorded on March 27, dropping to 0.0567.

This high-to-low spread represents a total annual volatility of 0.0039 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0597 to the December average rate of 0.0582, the exchange rate registered a net change of -2.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0606 was up 0.03% compared to the 2020 peak of 0.0606, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 303 GHS

2020 Average 275 GHS

Yearly Trough Low 284 GHS

Transaction Impact: A difference of 19.47 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0599

0.0570

JanuMarcMayJulySeptNove

XPF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0585, compared to 0.0589 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0585

H2 Avg (Jul–Dec) 0.0589

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0020 GHS (High: 0.0588 / Low: 0.0568). On the other end, February was the most stable month, with a tight range of 0.0009 GHS (High: 0.0591 / Low: 0.0582).

April Spread (Volatile) ±0.0020

February Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0597) against the same month in 2020 (average: 0.0526), the exchange rate shifted by +0.0071 (+13.47%).

2021 Avg (January) 0.0597

2020 Avg (January) 0.0526

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0606	0.0590	0.0597
February	0.0591	0.0582	0.0587
March	0.0582	0.0567	0.0573
April	0.0588	0.0568	0.0579
May	0.0594	0.0581	0.0588
June	0.0594	0.0576	0.0586
July	0.0596	0.0581	0.0588
August	0.0598	0.0585	0.0594
September	0.0603	0.0587	0.0595
October	0.0597	0.0586	0.0590
November	0.0594	0.0576	0.0585
December	0.0587	0.0573	0.0582