2025 XPF to PEN Historical Review

YEARLY HIGH

0.0359 PEN

YEARLY LOW

0.0319 PEN

YEARLY AVERAGE

0.0338 PEN

2025 XPF to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 20, valuing the pair at 0.0359. Conversely, the yearly low was recorded on February 27, dropping to 0.0319.

This high-to-low spread represents a total annual volatility of 0.0040 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0325 to the December average rate of 0.0331, the exchange rate registered a net change of 1.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0359 was up 1.49% compared to the 2024 peak of 0.0354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 180 PEN

2024 Average 170 PEN

Yearly Trough Low 159 PEN

Transaction Impact: A difference of 20.17 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0351

0.0321

JanuMarcMayJulySeptNove

XPF to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0337, compared to 0.0338 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0337

H2 Avg (Jul–Dec) 0.0338

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0027 PEN (High: 0.0359 / Low: 0.0333). On the other end, November was the most stable month, with a tight range of 0.0003 PEN (High: 0.0328 / Low: 0.0325).

April Spread (Volatile) ±0.0027

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.0349) against the same month in 2024 (average: 0.0334), the exchange rate shifted by +0.0015 (+4.41%).

2025 Avg (April) 0.0349

2024 Avg (April) 0.0334

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0328	0.0323	0.0325
February	0.0326	0.0319	0.0323
March	0.0336	0.0322	0.0331
April	0.0359	0.0333	0.0349
May	0.0350	0.0339	0.0346
June	0.0353	0.0346	0.0348
July	0.0352	0.0341	0.0348
August	0.0350	0.0341	0.0346
September	0.0347	0.0342	0.0344
October	0.0342	0.0329	0.0334
November	0.0328	0.0325	0.0327
December	0.0335	0.0327	0.0331