2026 XPF to PEN Historical Review

YEARLY HIGH

0.0345 PEN

YEARLY LOW

0.0323 PEN

YEARLY AVERAGE

0.0331 PEN

2026 XPF to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.0345. Conversely, the yearly low was recorded on June 24, dropping to 0.0323.

This high-to-low spread represents a total annual volatility of 0.0022 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0330 to the December average rate of 0.0327, the exchange rate registered a net change of -1.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0345 was down 4.04% compared to the 2025 peak of 0.0359, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 172 PEN

2025 Average 169 PEN

Yearly Trough Low 162 PEN

Transaction Impact: A difference of 10.80 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0338

0.0324

JanuMarcMayJuly

XPF to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0333, compared to 0.0326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0333

H2 Avg (Jul–Dec) 0.0326

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0014 PEN (High: 0.0344 / Low: 0.0330). On the other end, August was the most stable month, with a tight range of 0.0000 PEN (High: 0.0327 / Low: 0.0326).

April Spread (Volatile) ±0.0014

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 0.0334) against the same month in 2025 (average: 0.0346), the exchange rate shifted by -0.0012 (-3.48%).

2026 Avg (May) 0.0334

2025 Avg (May) 0.0346

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0337	0.0327	0.0330
February	0.0335	0.0330	0.0333
March	0.0339	0.0327	0.0333
April	0.0344	0.0330	0.0337
May	0.0345	0.0332	0.0334
June	0.0335	0.0323	0.0329
July	0.0327	0.0324	0.0325
August	0.0327	0.0326	0.0327