2020 XPF to PHP Historical Review

YEARLY HIGH

0.4950 PHP

YEARLY LOW

0.4562 PHP

YEARLY AVERAGE

0.4743 PHP

2020 XPF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4950. Conversely, the yearly low was recorded on May 13, dropping to 0.4562.

This high-to-low spread represents a total annual volatility of 0.0388 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4730 to the December average rate of 0.4905, the exchange rate registered a net change of 3.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4950 was down 2.35% compared to the 2019 peak of 0.5069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 2,475 PHP

2019 Average 2,429 PHP

Yearly Trough Low 2,281 PHP

Transaction Impact: A difference of 194.16 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4934

0.4584

JanuMarcMayJulySeptNove

XPF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4677, compared to 0.4808 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0131 points.

H1 Avg (Jan–Jun) 0.4677

H2 Avg (Jul–Dec) 0.4808

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0241 PHP (High: 0.4830 / Low: 0.4588). On the other end, June was the most stable month, with a tight range of 0.0082 PHP (High: 0.4772 / Low: 0.4690).

March Spread (Volatile) ±0.0241

June Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0112 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0112

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4905) against the same month in 2019 (average: 0.4727), the exchange rate shifted by +0.0178 (+3.76%).

2020 Avg (December) 0.4905

2019 Avg (December) 0.4727

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4793	0.4687	0.4730
February	0.4742	0.4582	0.4648
March	0.4830	0.4588	0.4725
April	0.4675	0.4573	0.4613
May	0.4694	0.4562	0.4628
June	0.4772	0.4690	0.4720
July	0.4890	0.4670	0.4744
August	0.4884	0.4793	0.4835
September	0.4857	0.4725	0.4792
October	0.4822	0.4739	0.4783
November	0.4825	0.4726	0.4789
December	0.4950	0.4856	0.4905