2021 XPF to PHP Historical Review

YEARLY HIGH

0.5033 PHP

YEARLY LOW

0.4698 PHP

YEARLY AVERAGE

0.4883 PHP

2021 XPF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.5033. Conversely, the yearly low was recorded on December 18, dropping to 0.4698.

This high-to-low spread represents a total annual volatility of 0.0335 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4902 to the December average rate of 0.4767, the exchange rate registered a net change of -2.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5033 was up 1.68% compared to the 2020 peak of 0.4950, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 2,517 PHP

2020 Average 2,372 PHP

Yearly Trough Low 2,349 PHP

Transaction Impact: A difference of 167.53 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4978

0.4748

JanuMarcMayJulySeptNove

XPF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4871, compared to 0.4895 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.4871

H2 Avg (Jul–Dec) 0.4895

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0199 PHP (High: 0.4926 / Low: 0.4728). On the other end, October was the most stable month, with a tight range of 0.0061 PHP (High: 0.4954 / Low: 0.4893).

November Spread (Volatile) ±0.0199

October Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0116 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.4959) against the same month in 2020 (average: 0.4744), the exchange rate shifted by +0.0215 (+4.52%).

2021 Avg (July) 0.4959

2020 Avg (July) 0.4744

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4968	0.4862	0.4902
February	0.4989	0.4821	0.4895
March	0.4909	0.4766	0.4840
April	0.4931	0.4786	0.4856
May	0.4939	0.4825	0.4874
June	0.4890	0.4822	0.4858
July	0.5033	0.4883	0.4959
August	0.5007	0.4817	0.4951
September	0.5008	0.4918	0.4952
October	0.4954	0.4893	0.4928
November	0.4926	0.4728	0.4812
December	0.4868	0.4698	0.4767