2020 XPF to SGD Historical Review

YEARLY HIGH

0.0137 SGD

YEARLY LOW

0.0125 SGD

YEARLY AVERAGE

0.0132 SGD

2020 XPF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.0137. Conversely, the yearly low was recorded on January 24, dropping to 0.0125.

This high-to-low spread represents a total annual volatility of 0.0012 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0126 to the December average rate of 0.0136, the exchange rate registered a net change of 8.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0137 was up 4.32% compared to the 2019 peak of 0.0131, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 68 SGD

2019 Average 64 SGD

Yearly Trough Low 62 SGD

Transaction Impact: A difference of 5.91 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0137

0.0125

JanuMarcMayJulySeptNove

XPF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0129, compared to 0.0135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0129

H2 Avg (Jul–Dec) 0.0135

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0005 SGD (High: 0.0136 / Low: 0.0131). On the other end, November was the most stable month, with a tight range of 0.0001 SGD (High: 0.0134 / Low: 0.0133).

July Spread (Volatile) ±0.0005

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0136) against the same month in 2019 (average: 0.0126), the exchange rate shifted by +0.0010 (+7.58%).

2020 Avg (December) 0.0136

2019 Avg (December) 0.0126

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0127	0.0125	0.0126
February	0.0129	0.0126	0.0127
March	0.0134	0.0129	0.0131
April	0.0132	0.0129	0.0130
May	0.0132	0.0128	0.0130
June	0.0133	0.0131	0.0131
July	0.0136	0.0131	0.0133
August	0.0137	0.0135	0.0136
September	0.0136	0.0134	0.0135
October	0.0135	0.0133	0.0134
November	0.0134	0.0133	0.0134
December	0.0137	0.0135	0.0136