2025 XPF to SGD Historical Review

YEARLY HIGH

0.0127 SGD

YEARLY LOW

0.0117 SGD

YEARLY AVERAGE

0.0124 SGD

2025 XPF to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 0.0127. Conversely, the yearly low was recorded on February 22, dropping to 0.0117.

This high-to-low spread represents a total annual volatility of 0.0010 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0118 to the December average rate of 0.0127, the exchange rate registered a net change of 7.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0127 was up 3.25% compared to the 2024 peak of 0.0123, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 64 SGD

2024 Average 61 SGD

Yearly Trough Low 59 SGD

Transaction Impact: A difference of 5.06 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0128

0.0117

JanuMarcMayJulySeptNove

XPF to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0121, compared to 0.0126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0121

H2 Avg (Jul–Dec) 0.0126

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0005 SGD (High: 0.0122 / Low: 0.0118). On the other end, February was the most stable month, with a tight range of 0.0001 SGD (High: 0.0118 / Low: 0.0117).

March Spread (Volatile) ±0.0005

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0127) against the same month in 2024 (average: 0.0119), the exchange rate shifted by +0.0008 (+6.88%).

2025 Avg (December) 0.0127

2024 Avg (December) 0.0119

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0119	0.0118	0.0118
February	0.0118	0.0117	0.0117
March	0.0122	0.0118	0.0121
April	0.0126	0.0122	0.0125
May	0.0124	0.0121	0.0122
June	0.0126	0.0123	0.0124
July	0.0126	0.0124	0.0125
August	0.0126	0.0125	0.0126
September	0.0127	0.0126	0.0126
October	0.0127	0.0126	0.0126
November	0.0127	0.0126	0.0126
December	0.0127	0.0126	0.0127