2020 XPF to TOP Historical Review

YEARLY HIGH

0.0235 TOP

YEARLY LOW

0.0209 TOP

YEARLY AVERAGE

0.0220 TOP

2020 XPF to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0235. Conversely, the yearly low was recorded on May 11, dropping to 0.0209.

This high-to-low spread represents a total annual volatility of 0.0026 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0214 to the December average rate of 0.0233, the exchange rate registered a net change of 9.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0235 was up 6.98% compared to the 2019 peak of 0.0219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 117 TOP

2019 Average 107 TOP

Yearly Trough Low 104 TOP

Transaction Impact: A difference of 12.93 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0235

0.0209

JanuMarcMayJulySeptNove

XPF to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0214, compared to 0.0227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0214

H2 Avg (Jul–Dec) 0.0227

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0011 TOP (High: 0.0226 / Low: 0.0215). On the other end, November was the most stable month, with a tight range of 0.0003 TOP (High: 0.0230 / Low: 0.0227).

July Spread (Volatile) ±0.0011

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0233) against the same month in 2019 (average: 0.0214), the exchange rate shifted by +0.0019 (+8.79%).

2020 Avg (December) 0.0233

2019 Avg (December) 0.0214

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0215	0.0212	0.0214
February	0.0215	0.0209	0.0212
March	0.0222	0.0214	0.0218
April	0.0216	0.0210	0.0213
May	0.0214	0.0209	0.0211
June	0.0216	0.0212	0.0214
July	0.0226	0.0215	0.0219
August	0.0229	0.0224	0.0226
September	0.0228	0.0224	0.0226
October	0.0231	0.0226	0.0228
November	0.0230	0.0227	0.0228
December	0.0235	0.0231	0.0233