YEARLY HIGH
0.0240 TOP
YEARLY LOW
0.0206 TOP
YEARLY AVERAGE
0.0228 TOP

2025 XPF to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.0240. Conversely, the yearly low was recorded on January 2, dropping to 0.0206.

This high-to-low spread represents a total annual volatility of 0.0033 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0211 to the December average rate of 0.0236, the exchange rate registered a net change of 12.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0240 was up 8.43% compared to the 2024 peak of 0.0221, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 120 TOP
2024 Average 107 TOP
Yearly Trough Low 103 TOP
Transaction Impact: A difference of 16.74 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0239
0.0208
JanuMarcMayJulySeptNove

XPF to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0221, compared to 0.0235 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0221
H2 Avg (Jul–Dec) 0.0235

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0014 TOP (High: 0.0232 / Low: 0.0218). On the other end, November was the most stable month, with a tight range of 0.0003 TOP (High: 0.0235 / Low: 0.0232).

April Spread (Volatile) ±0.0014
November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.0237) against the same month in 2024 (average: 0.0218), the exchange rate shifted by +0.0018 (+8.44%).

2025 Avg (September) 0.0237
2024 Avg (September) 0.0218

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0214 0.0206 0.0211
February 0.0212 0.0208 0.0211
March 0.0221 0.0209 0.0218
April 0.0232 0.0218 0.0227
May 0.0230 0.0224 0.0228
June 0.0238 0.0229 0.0233
July 0.0238 0.0230 0.0236
August 0.0237 0.0234 0.0235
September 0.0240 0.0235 0.0237
October 0.0237 0.0233 0.0235
November 0.0235 0.0232 0.0233
December 0.0238 0.0234 0.0236