2020 YER to BAM Historical Review

YEARLY HIGH

0.0073 BAM

YEARLY LOW

0.0064 BAM

YEARLY AVERAGE

0.0069 BAM

2020 YER to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the YER to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.0073. Conversely, the yearly low was recorded on December 31, dropping to 0.0064.

This high-to-low spread represents a total annual volatility of 0.0009 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0070 to the December average rate of 0.0064, the exchange rate registered a net change of -8.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0073 was up 1.55% compared to the 2019 peak of 0.0072, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 36 BAM

2019 Average 35 BAM

Yearly Trough Low 32 BAM

Transaction Impact: A difference of 4.59 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0073

0.0063

JanuMarcMayJulySeptNove

YER to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0071, compared to 0.0066 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0071

H2 Avg (Jul–Dec) 0.0066

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0004 BAM (High: 0.0073 / Low: 0.0068). On the other end, October was the most stable month, with a tight range of 0.0001 BAM (High: 0.0067 / Low: 0.0066).

March Spread (Volatile) ±0.0004

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0071) against the same month in 2019 (average: 0.0069), the exchange rate shifted by +0.0002 (+2.27%).

2020 Avg (March) 0.0071

2019 Avg (March) 0.0069

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0071	0.0070	0.0070
February	0.0072	0.0071	0.0072
March	0.0073	0.0068	0.0071
April	0.0073	0.0071	0.0072
May	0.0072	0.0070	0.0072
June	0.0070	0.0069	0.0069
July	0.0070	0.0066	0.0068
August	0.0067	0.0065	0.0066
September	0.0067	0.0065	0.0066
October	0.0067	0.0066	0.0066
November	0.0067	0.0065	0.0066
December	0.0065	0.0064	0.0064