2021 YER to BAM Historical Review

YEARLY HIGH

0.0070 BAM

YEARLY LOW

0.0063 BAM

YEARLY AVERAGE

0.0066 BAM

2021 YER to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the YER to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0070. Conversely, the yearly low was recorded on January 6, dropping to 0.0063.

This high-to-low spread represents a total annual volatility of 0.0006 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0064 to the December average rate of 0.0069, the exchange rate registered a net change of 7.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0070 was down 4.28% compared to the 2020 peak of 0.0073, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 35 BAM

2020 Average 34 BAM

Yearly Trough Low 32 BAM

Transaction Impact: A difference of 3.21 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0070

0.0064

JanuMarcMayJulySeptNove

YER to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0065, compared to 0.0067 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0065

H2 Avg (Jul–Dec) 0.0067

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0002 BAM (High: 0.0070 / Low: 0.0067). On the other end, December was the most stable month, with a tight range of 0.0001 BAM (High: 0.0070 / Low: 0.0069).

November Spread (Volatile) ±0.0002

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0069) against the same month in 2020 (average: 0.0066), the exchange rate shifted by +0.0003 (+3.79%).

2021 Avg (November) 0.0069

2020 Avg (November) 0.0066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0065	0.0063	0.0064
February	0.0065	0.0064	0.0065
March	0.0067	0.0065	0.0066
April	0.0067	0.0064	0.0065
May	0.0065	0.0064	0.0064
June	0.0066	0.0064	0.0065
July	0.0066	0.0065	0.0066
August	0.0067	0.0066	0.0066
September	0.0068	0.0066	0.0066
October	0.0068	0.0067	0.0067
November	0.0070	0.0067	0.0069
December	0.0070	0.0069	0.0069