2020 YER to NAD Historical Review

YEARLY HIGH

0.0763 NAD

YEARLY LOW

0.0560 NAD

YEARLY AVERAGE

0.0658 NAD

2020 YER to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the YER to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.0763. Conversely, the yearly low was recorded on January 4, dropping to 0.0560.

This high-to-low spread represents a total annual volatility of 0.0203 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0574 to the December average rate of 0.0594, the exchange rate registered a net change of 3.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0763 was down 48.24% compared to the 2019 peak of 0.1474, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 381 NAD

2019 Average 290 NAD

Yearly Trough Low 280 NAD

Transaction Impact: A difference of 101.53 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0758

0.0557

JanuMarcMayJulySeptNove

YER to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0665, compared to 0.0652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0665

H2 Avg (Jul–Dec) 0.0652

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0105 NAD (High: 0.0717 / Low: 0.0612). On the other end, July was the most stable month, with a tight range of 0.0024 NAD (High: 0.0682 / Low: 0.0657).

March Spread (Volatile) ±0.0105

July Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0043 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0741) against the same month in 2019 (average: 0.0566), the exchange rate shifted by +0.0175 (+30.97%).

2020 Avg (April) 0.0741

2019 Avg (April) 0.0566

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0590	0.0560	0.0574
February	0.0615	0.0590	0.0598
March	0.0717	0.0612	0.0664
April	0.0763	0.0715	0.0741
May	0.0748	0.0695	0.0726
June	0.0698	0.0663	0.0684
July	0.0682	0.0657	0.0669
August	0.0706	0.0661	0.0693
September	0.0693	0.0648	0.0671
October	0.0723	0.0645	0.0664
November	0.0651	0.0610	0.0621
December	0.0613	0.0581	0.0594