2021 YER to NAD Historical Review

YEARLY HIGH

0.0650 NAD

YEARLY LOW

0.0540 NAD

YEARLY AVERAGE

0.0591 NAD

2021 YER to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the YER to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.0650. Conversely, the yearly low was recorded on June 6, dropping to 0.0540.

This high-to-low spread represents a total annual volatility of 0.0110 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0602 to the December average rate of 0.0636, the exchange rate registered a net change of 5.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0650 was down 14.81% compared to the 2020 peak of 0.0763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 325 NAD

2020 Average 329 NAD

Yearly Trough Low 270 NAD

Transaction Impact: A difference of 55.03 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0644

0.0545

JanuMarcMayJulySeptNove

YER to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0580, compared to 0.0601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0580

H2 Avg (Jul–Dec) 0.0601

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0075 NAD (High: 0.0650 / Low: 0.0575). On the other end, April was the most stable month, with a tight range of 0.0018 NAD (High: 0.0586 / Low: 0.0569).

November Spread (Volatile) ±0.0075

April Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0020 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0618) against the same month in 2020 (average: 0.0621), the exchange rate shifted by -0.0003 (-0.46%).

2021 Avg (November) 0.0618

2020 Avg (November) 0.0621

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0619	0.0583	0.0602
February	0.0602	0.0580	0.0588
March	0.0621	0.0588	0.0598
April	0.0586	0.0569	0.0578
May	0.0578	0.0551	0.0561
June	0.0573	0.0540	0.0553
July	0.0595	0.0570	0.0581
August	0.0610	0.0575	0.0587
September	0.0605	0.0569	0.0591
October	0.0605	0.0577	0.0594
November	0.0650	0.0575	0.0618
December	0.0648	0.0621	0.0636