2020 ZAR to CRC Historical Review

YEARLY HIGH

41.7401 CRC

YEARLY LOW

29.6877 CRC

YEARLY AVERAGE

35.7256 CRC

2020 ZAR to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 41.7401. Conversely, the yearly low was recorded on April 23, dropping to 29.6877.

This high-to-low spread represents a total annual volatility of 12.0523 CRC. From a start-to-finish perspective, comparing the January average rate of 39.4589 to the December average rate of 40.7212, the exchange rate registered a net change of 3.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.7401 was down 9.41% compared to the 2019 peak of 46.0770, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 2,087,003 CRC

2019 Average 2,034,084 CRC

Yearly Trough Low 1,484,387 CRC

Transaction Impact: A difference of 602,615.98 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.7306

29.6176

JanuMarcMayJulySeptNove

ZAR to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.5260, compared to 36.9252 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.3992 points.

H1 Avg (Jan–Jun) 34.5260

H2 Avg (Jul–Dec) 36.9252

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.9049 CRC (High: 37.4978 / Low: 31.5929). On the other end, October was the most stable month, with a tight range of 1.3090 CRC (High: 37.3127 / Low: 36.0037).

March Spread (Volatile) ±5.9049

October Spread (Stable) ±1.3090

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.6200 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -3.6200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 40.7212) against the same month in 2019 (average: 39.4055), the exchange rate shifted by +1.3157 (+3.34%).

2020 Avg (December) 40.7212

2019 Avg (December) 39.4055

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.9679	37.6624	39.4589
February	38.6032	36.3518	37.8155
March	37.4978	31.5929	34.2471
April	31.7179	29.6877	30.6271
May	32.7939	29.8236	31.3382
June	35.0861	32.7441	33.6693
July	35.4593	33.9244	34.7211
August	35.9264	33.3263	34.4222
September	36.8862	34.9259	35.7382
October	37.3127	36.0037	36.7178
November	39.9671	37.2484	39.2306
December	41.7401	39.5090	40.7212