2020 ZAR to CZK Historical Review

YEARLY HIGH

1.6173 CZK

YEARLY LOW

1.2571 CZK

YEARLY AVERAGE

1.4145 CZK

2020 ZAR to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.6173. Conversely, the yearly low was recorded on August 17, dropping to 1.2571.

This high-to-low spread represents a total annual volatility of 0.3602 CZK. From a start-to-finish perspective, comparing the January average rate of 1.5770 to the December average rate of 1.4526, the exchange rate registered a net change of -7.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6173 was down 4.64% compared to the 2019 peak of 1.6961, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 80,867 CZK

2019 Average 79,393 CZK

Yearly Trough Low 62,857 CZK

Transaction Impact: A difference of 18,009.55 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6062

1.2558

JanuMarcMayJulySeptNove

ZAR to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4422, compared to 1.3869 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0553 points.

H1 Avg (Jan–Jun) 1.4422

H2 Avg (Jul–Dec) 1.3869

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1259 CZK (High: 1.4982 / Low: 1.3723). On the other end, November was the most stable month, with a tight range of 0.0308 CZK (High: 1.4563 / Low: 1.4255).

March Spread (Volatile) ±0.1259

November Spread (Stable) ±0.0308

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0957 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0957

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.5770) against the same month in 2019 (average: 1.6231), the exchange rate shifted by -0.0461 (-2.84%).

2020 Avg (January) 1.5770

2019 Avg (January) 1.6231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6173	1.5149	1.5770
February	1.5452	1.4732	1.5263
March	1.4982	1.3723	1.4406
April	1.3757	1.3175	1.3478
May	1.4261	1.3147	1.3771
June	1.4136	1.3641	1.3844
July	1.4091	1.3057	1.3806
August	1.3234	1.2571	1.2850
September	1.3948	1.3216	1.3572
October	1.4389	1.3782	1.4067
November	1.4563	1.4255	1.4393
December	1.4761	1.4256	1.4526