YEARLY HIGH
1.5569 CZK
YEARLY LOW
1.3712 CZK
YEARLY AVERAGE
1.4676 CZK

2021 ZAR to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 1.5569. Conversely, the yearly low was recorded on December 31, dropping to 1.3712.

This high-to-low spread represents a total annual volatility of 0.1857 CZK. From a start-to-finish perspective, comparing the January average rate of 1.4212 to the December average rate of 1.4061, the exchange rate registered a net change of -1.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5569 was down 3.74% compared to the 2020 peak of 1.6173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 77,844 CZK
2020 Average 70,714 CZK
Yearly Trough Low 68,561 CZK
Transaction Impact: A difference of 9,283.81 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5311
1.3947
JanuMarcMayJulySeptNove

ZAR to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4764, compared to 1.4588 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0176 points.

H1 Avg (Jan–Jun) 1.4764
H2 Avg (Jul–Dec) 1.4588

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0795 CZK (High: 1.4643 / Low: 1.3848). On the other end, May was the most stable month, with a tight range of 0.0337 CZK (High: 1.5164 / Low: 1.4827).

January Spread (Volatile) ±0.0795
May Spread (Stable) ±0.0337

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0469 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0469

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 1.5197) against the same month in 2020 (average: 1.3844), the exchange rate shifted by +0.1353 (+9.78%).

2021 Avg (June) 1.5197
2020 Avg (June) 1.3844

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4643 1.3848 1.4212
February 1.4751 1.4279 1.4490
March 1.5060 1.4342 1.4685
April 1.5290 1.4837 1.5035
May 1.5164 1.4827 1.4967
June 1.5569 1.4932 1.5197
July 1.5284 1.4644 1.4938
August 1.4982 1.4259 1.4629
September 1.5176 1.4443 1.4803
October 1.5205 1.4497 1.4783
November 1.4611 1.3922 1.4314
December 1.4284 1.3712 1.4061