YEARLY HIGH
4.6724 GMD
YEARLY LOW
4.2723 GMD
YEARLY AVERAGE
4.4664 GMD

2026 ZAR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZAR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 4.6724. Conversely, the yearly low was recorded on March 30, dropping to 4.2723.

This high-to-low spread represents a total annual volatility of 0.4000 GMD. From a start-to-finish perspective, comparing the January average rate of 4.5094 to the December average rate of 4.4692, the exchange rate registered a net change of -0.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.6724 was up 4.37% compared to the 2025 peak of 4.4767, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 233,618 GMD
2025 Average 202,107 GMD
Yearly Trough Low 213,616 GMD
Transaction Impact: A difference of 20,002.23 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.5956
4.3593
JanuMarcMayJuly

ZAR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4656, compared to 4.4687 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 4.4656
H2 Avg (Jul–Dec) 4.4687

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.2654 GMD (High: 4.5377 / Low: 4.2723). On the other end, August was the most stable month, with a tight range of 0.0000 GMD (High: 4.4692 / Low: 4.4692).

March Spread (Volatile) ±0.2654
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1969 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1969

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 4.5094) against the same month in 2025 (average: 3.8422), the exchange rate shifted by +0.6672 (+17.36%).

2026 Avg (January) 4.5094
2025 Avg (January) 3.8422

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6724 4.4358 4.5094
February 4.6277 4.4846 4.5759
March 4.5377 4.2723 4.3790
April 4.5225 4.3426 4.4377
May 4.4910 4.3683 4.4524
June 4.5117 4.2973 4.4392
July 4.5497 4.3931 4.4682
August 4.4692 4.4692 4.4692