2012 ZAR to HNL Historical Review

YEARLY HIGH

2.5461 HNL

YEARLY LOW

2.2081 HNL

YEARLY AVERAGE

2.3566 HNL

2012 ZAR to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ZAR to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 29, valuing the pair at 2.5461. Conversely, the yearly low was recorded on November 21, dropping to 2.2081.

This high-to-low spread represents a total annual volatility of 0.3380 HNL. From a start-to-finish perspective, comparing the January average rate of 2.3783 to the December average rate of 2.3001, the exchange rate registered a net change of -3.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.5461 was down 11.39% compared to the 2011 peak of 2.8734, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 127,304 HNL

2011 Average 130,977 HNL

Yearly Trough Low 110,406 HNL

Transaction Impact: A difference of 16,897.87 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.5340

2.2203

JanuMarcMayJulySeptNove

ZAR to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4037, compared to 2.3095 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0942 points.

H1 Avg (Jan–Jun) 2.4037

H2 Avg (Jul–Dec) 2.3095

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.2301 HNL (High: 2.4665 / Low: 2.2363). On the other end, March was the most stable month, with a tight range of 0.0727 HNL (High: 2.5416 / Low: 2.4690).

May Spread (Volatile) ±0.2301

March Spread (Stable) ±0.0727

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0970 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0970

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 2.4902) against the same month in 2011 (average: 2.6335), the exchange rate shifted by -0.1433 (-5.44%).

2012 Avg (February) 2.4902

2011 Avg (February) 2.6335

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4575	2.3251	2.3783
February	2.5461	2.4374	2.4902
March	2.5416	2.4690	2.5079
April	2.5006	2.3821	2.4347
May	2.4665	2.2363	2.3409
June	2.3250	2.2132	2.2700
July	2.3557	2.2409	2.3136
August	2.4109	2.3020	2.3558
September	2.4002	2.3246	2.3690
October	2.3538	2.2139	2.2720
November	2.2891	2.2081	2.2464
December	2.3481	2.2219	2.3001