2012 ZAR to HRK Historical Review

YEARLY HIGH

0.7660 HRK

YEARLY LOW

0.6487 HRK

YEARLY AVERAGE

0.7142 HRK

2012 ZAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ZAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.7660. Conversely, the yearly low was recorded on October 8, dropping to 0.6487.

This high-to-low spread represents a total annual volatility of 0.1173 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7314 to the December average rate of 0.6656, the exchange rate registered a net change of -9.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7660 was down 8.53% compared to the 2011 peak of 0.8375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 38,302 HRK

2011 Average 36,973 HRK

Yearly Trough Low 32,437 HRK

Transaction Impact: A difference of 5,864.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7596

0.6571

JanuMarcMayJulySeptNove

ZAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7332, compared to 0.6951 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0381 points.

H1 Avg (Jan–Jun) 0.7332

H2 Avg (Jul–Dec) 0.6951

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0501 HRK (High: 0.7538 / Low: 0.7038). On the other end, June was the most stable month, with a tight range of 0.0176 HRK (High: 0.7266 / Low: 0.7090).

August Spread (Volatile) ±0.0501

June Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0335 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.7491) against the same month in 2011 (average: 0.7564), the exchange rate shifted by -0.0073 (-0.97%).

2012 Avg (February) 0.7491

2011 Avg (February) 0.7564

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7413	0.7178	0.7314
February	0.7660	0.7412	0.7491
March	0.7642	0.7333	0.7510
April	0.7387	0.7119	0.7278
May	0.7408	0.7122	0.7226
June	0.7266	0.7090	0.7173
July	0.7575	0.7259	0.7407
August	0.7538	0.7038	0.7312
September	0.7119	0.6845	0.6978
October	0.6901	0.6487	0.6679
November	0.6819	0.6554	0.6676
December	0.6759	0.6490	0.6656