2018 ZAR to HRK Historical Review

YEARLY HIGH

0.5236 HRK

YEARLY LOW

0.4143 HRK

YEARLY AVERAGE

0.4768 HRK

2018 ZAR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the ZAR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.5236. Conversely, the yearly low was recorded on September 5, dropping to 0.4143.

This high-to-low spread represents a total annual volatility of 0.1093 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5000 to the December average rate of 0.4556, the exchange rate registered a net change of -8.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.5236 was down 5.40% compared to the 2017 peak of 0.5535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 26,180 HRK

2017 Average 24,883 HRK

Yearly Trough Low 20,717 HRK

Transaction Impact: A difference of 5,463.26 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.5173

0.4254

JanuMarcMayJulySeptNove

ZAR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4989, compared to 0.4547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0442 points.

H1 Avg (Jan–Jun) 0.4989

H2 Avg (Jul–Dec) 0.4547

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0471 HRK (High: 0.4809 / Low: 0.4338). On the other end, January was the most stable month, with a tight range of 0.0130 HRK (High: 0.5056 / Low: 0.4926).

August Spread (Volatile) ±0.0471

January Spread (Stable) ±0.0130

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0254 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0254

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.5097) against the same month in 2017 (average: 0.5309), the exchange rate shifted by -0.0212 (-4.00%).

2018 Avg (February) 0.5097

2017 Avg (February) 0.5309

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5056	0.4926	0.5000
February	0.5236	0.4925	0.5097
March	0.5146	0.5011	0.5091
April	0.5116	0.4897	0.4996
May	0.5107	0.4840	0.4990
June	0.5018	0.4603	0.4760
July	0.4819	0.4585	0.4727
August	0.4809	0.4338	0.4585
September	0.4535	0.4143	0.4331
October	0.4550	0.4334	0.4444
November	0.4764	0.4523	0.4640
December	0.4755	0.4451	0.4556