YEARLY HIGH
9.6704 JMD
YEARLY LOW
7.9815 JMD
YEARLY AVERAGE
8.9076 JMD

2025 ZAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 9.6704. Conversely, the yearly low was recorded on April 8, dropping to 7.9815.

This high-to-low spread represents a total annual volatility of 1.6888 JMD. From a start-to-finish perspective, comparing the January average rate of 8.3809 to the December average rate of 9.5100, the exchange rate registered a net change of 13.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.6704 was up 5.28% compared to the 2024 peak of 9.1853, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 483,518 JMD
2024 Average 426,934 JMD
Yearly Trough Low 399,076 JMD
Transaction Impact: A difference of 84,441.97 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.6261
8.2331
JanuMarcMayJulySeptNove

ZAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.5953, compared to 9.2200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6247 points.

H1 Avg (Jan–Jun) 8.5953
H2 Avg (Jul–Dec) 9.2200

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.5786 JMD (High: 8.5601 / Low: 7.9815). On the other end, October was the most stable month, with a tight range of 0.2183 JMD (High: 9.3652 / Low: 9.1469).

April Spread (Volatile) ±0.5786
October Spread (Stable) ±0.2183

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2276 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.2276

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 9.5100) against the same month in 2024 (average: 8.5779), the exchange rate shifted by +0.9321 (+10.87%).

2025 Avg (December) 9.5100
2024 Avg (December) 8.5779

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.5486 8.2053 8.3809
February 8.6220 8.3302 8.5357
March 8.6600 8.4202 8.5767
April 8.5601 7.9815 8.3492
May 8.9580 8.5596 8.7825
June 9.0599 8.8177 8.9466
July 9.1512 8.7798 9.0018
August 9.1834 8.7615 9.0339
September 9.3031 9.0180 9.1878
October 9.3652 9.1469 9.2780
November 9.4090 9.1667 9.3082
December 9.6704 9.3633 9.5100