YEARLY HIGH
9.9731 JMD
YEARLY LOW
9.1320 JMD
YEARLY AVERAGE
9.5893 JMD

2026 ZAR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZAR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 9.9731. Conversely, the yearly low was recorded on March 29, dropping to 9.1320.

This high-to-low spread represents a total annual volatility of 0.8412 JMD. From a start-to-finish perspective, comparing the January average rate of 9.6862 to the December average rate of 9.5326, the exchange rate registered a net change of -1.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 9.9731 was up 3.13% compared to the 2025 peak of 9.6704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 498,657 JMD
2025 Average 445,512 JMD
Yearly Trough Low 456,598 JMD
Transaction Impact: A difference of 42,058.72 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

9.7947
9.3192
JanuMarcMayJuly

ZAR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.5946, compared to 9.5734 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0211 points.

H1 Avg (Jan–Jun) 9.5946
H2 Avg (Jul–Dec) 9.5734

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.6172 JMD (High: 9.7492 / Low: 9.1320). On the other end, August was the most stable month, with a tight range of 0.0000 JMD (High: 9.5326 / Low: 9.5326).

March Spread (Volatile) ±0.6172
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3962 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3962

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 9.6862) against the same month in 2025 (average: 8.3809), the exchange rate shifted by +1.3053 (+15.57%).

2026 Avg (January) 9.6862
2025 Avg (January) 8.3809

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.9731 9.5823 9.6862
February 9.8531 9.6112 9.7551
March 9.7492 9.1320 9.3589
April 9.6896 9.2628 9.5353
May 9.7047 9.3784 9.6227
June 9.7964 9.2793 9.6093
July 9.7560 9.4239 9.6143
August 9.5326 9.5326 9.5326