2020 ZAR to NZD Historical Review

YEARLY HIGH

0.1064 NZD

YEARLY LOW

0.0857 NZD

YEARLY AVERAGE

0.0939 NZD

2020 ZAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.1064. Conversely, the yearly low was recorded on August 10, dropping to 0.0857.

This high-to-low spread represents a total annual volatility of 0.0206 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1050 to the December average rate of 0.0948, the exchange rate registered a net change of -9.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1064 was down 2.49% compared to the 2019 peak of 0.1091, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 5,319 NZD

2019 Average 5,255 NZD

Yearly Trough Low 4,287 NZD

Transaction Impact: A difference of 1,032.13 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1067

0.0862

JanuMarcMayJulySeptNove

ZAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0965, compared to 0.0914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0965

H2 Avg (Jul–Dec) 0.0914

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0117 NZD (High: 0.1040 / Low: 0.0923). On the other end, October was the most stable month, with a tight range of 0.0024 NZD (High: 0.0930 / Low: 0.0907).

March Spread (Volatile) ±0.0117

October Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0099 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1050) against the same month in 2019 (average: 0.1066), the exchange rate shifted by -0.0016 (-1.53%).

2020 Avg (January) 0.1050

2019 Avg (January) 0.1066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1064	0.1031	0.1050
February	0.1054	0.1021	0.1040
March	0.1040	0.0923	0.0993
April	0.0923	0.0871	0.0894
May	0.0932	0.0876	0.0905
June	0.0930	0.0891	0.0906
July	0.0917	0.0884	0.0905
August	0.0907	0.0857	0.0879
September	0.0915	0.0879	0.0897
October	0.0930	0.0907	0.0917
November	0.0952	0.0923	0.0938
December	0.0965	0.0925	0.0948