2021 ZAR to NZD Historical Review

YEARLY HIGH

0.1033 NZD

YEARLY LOW

0.0892 NZD

YEARLY AVERAGE

0.0957 NZD

2021 ZAR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.1033. Conversely, the yearly low was recorded on January 7, dropping to 0.0892.

This high-to-low spread represents a total annual volatility of 0.0142 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0921 to the December average rate of 0.0928, the exchange rate registered a net change of 0.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1033 was down 2.88% compared to the 2020 peak of 0.1064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 5,166 NZD

2020 Average 4,696 NZD

Yearly Trough Low 4,458 NZD

Transaction Impact: A difference of 707.70 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1022

0.0908

JanuMarcMayJulySeptNove

ZAR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0960, compared to 0.0954 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0960

H2 Avg (Jul–Dec) 0.0954

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0071 NZD (High: 0.0963 / Low: 0.0892). On the other end, April was the most stable month, with a tight range of 0.0021 NZD (High: 0.0984 / Low: 0.0963).

January Spread (Volatile) ±0.0071

April Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0035 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.1012) against the same month in 2020 (average: 0.0906), the exchange rate shifted by +0.0106 (+11.70%).

2021 Avg (June) 0.1012

2020 Avg (June) 0.0906

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0963	0.0892	0.0921
February	0.0957	0.0904	0.0935
March	0.0969	0.0903	0.0936
April	0.0984	0.0963	0.0974
May	0.1002	0.0963	0.0985
June	0.1033	0.0995	0.1012
July	0.1008	0.0966	0.0987
August	0.0991	0.0956	0.0969
September	0.0994	0.0951	0.0972
October	0.0970	0.0914	0.0953
November	0.0936	0.0901	0.0918
December	0.0944	0.0915	0.0928