2014 ZAR to SBD Historical Review

YEARLY HIGH

0.7102 SBD

YEARLY LOW

0.6401 SBD

YEARLY AVERAGE

0.6745 SBD

2014 ZAR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ZAR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 0.7102. Conversely, the yearly low was recorded on January 29, dropping to 0.6401.

This high-to-low spread represents a total annual volatility of 0.0701 SBD. From a start-to-finish perspective, comparing the January average rate of 0.6649 to the December average rate of 0.6582, the exchange rate registered a net change of -1.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.7102 was down 15.30% compared to the 2013 peak of 0.8384, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 35,510 SBD

2013 Average 37,197 SBD

Yearly Trough Low 32,004 SBD

Transaction Impact: A difference of 3,506.34 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.7066

0.6538

JanuMarcMayJulySeptNove

ZAR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6793, compared to 0.6696 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0097 points.

H1 Avg (Jan–Jun) 0.6793

H2 Avg (Jul–Dec) 0.6696

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0450 SBD (High: 0.6850 / Low: 0.6401). On the other end, April was the most stable month, with a tight range of 0.0146 SBD (High: 0.6983 / Low: 0.6837).

January Spread (Volatile) ±0.0450

April Spread (Stable) ±0.0146

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0221 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0221

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.7022) against the same month in 2013 (average: 0.7749), the exchange rate shifted by -0.0727 (-9.38%).

2014 Avg (May) 0.7022

2013 Avg (May) 0.7749

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6850	0.6401	0.6649
February	0.6783	0.6452	0.6625
March	0.6888	0.6673	0.6764
April	0.6983	0.6837	0.6898
May	0.7102	0.6926	0.7022
June	0.6902	0.6673	0.6801
July	0.6892	0.6710	0.6788
August	0.6878	0.6712	0.6785
September	0.6812	0.6530	0.6645
October	0.6790	0.6502	0.6665
November	0.6823	0.6600	0.6710
December	0.6821	0.6451	0.6582