2020 ZAR to SBD Historical Review

YEARLY HIGH

0.5927 SBD

YEARLY LOW

0.4306 SBD

YEARLY AVERAGE

0.5028 SBD

2020 ZAR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.5927. Conversely, the yearly low was recorded on April 5, dropping to 0.4306.

This high-to-low spread represents a total annual volatility of 0.1622 SBD. From a start-to-finish perspective, comparing the January average rate of 0.5750 to the December average rate of 0.5409, the exchange rate registered a net change of -5.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5927 was down 2.40% compared to the 2019 peak of 0.6073, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 29,637 SBD

2019 Average 28,400 SBD

Yearly Trough Low 21,528 SBD

Transaction Impact: A difference of 8,108.47 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5879

0.4336

JanuMarcMayJulySeptNove

ZAR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5022, compared to 0.5034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.5022

H2 Avg (Jul–Dec) 0.5034

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0925 SBD (High: 0.5541 / Low: 0.4616). On the other end, October was the most stable month, with a tight range of 0.0129 SBD (High: 0.5013 / Low: 0.4884).

March Spread (Volatile) ±0.0925

October Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0511 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.5750) against the same month in 2019 (average: 0.5863), the exchange rate shifted by -0.0113 (-1.92%).

2020 Avg (January) 0.5750

2019 Avg (January) 0.5863

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5927	0.5509	0.5750
February	0.5598	0.5268	0.5484
March	0.5541	0.4616	0.4973
April	0.4605	0.4306	0.4465
May	0.4803	0.4373	0.4588
June	0.5037	0.4785	0.4871
July	0.5070	0.4835	0.4963
August	0.4987	0.4654	0.4796
September	0.5034	0.4752	0.4893
October	0.5013	0.4884	0.4942
November	0.5300	0.4957	0.5201
December	0.5530	0.5269	0.5409