2020 ZAR to TZS Historical Review

YEARLY HIGH

164.5284 TZS

YEARLY LOW

120.1396 TZS

YEARLY AVERAGE

141.4503 TZS

2020 ZAR to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 164.5284. Conversely, the yearly low was recorded on April 5, dropping to 120.1396.

This high-to-low spread represents a total annual volatility of 44.3888 TZS. From a start-to-finish perspective, comparing the January average rate of 159.9428 to the December average rate of 155.9997, the exchange rate registered a net change of -2.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 164.5284 was down 5.80% compared to the 2019 peak of 174.6660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 8,226,420 TZS

2019 Average 7,991,607 TZS

Yearly Trough Low 6,006,981 TZS

Transaction Impact: A difference of 2,219,439.11 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

163.5134

120.6656

JanuMarcMayJulySeptNove

ZAR to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 139.7844, compared to 143.1161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.3317 points.

H1 Avg (Jan–Jun) 139.7844

H2 Avg (Jul–Dec) 143.1161

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 23.1495 TZS (High: 151.0098 / Low: 127.8602). On the other end, October was the most stable month, with a tight range of 4.4062 TZS (High: 143.1418 / Low: 138.7356).

March Spread (Volatile) ±23.1495

October Spread (Stable) ±4.4062

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 15.0248 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -15.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 159.9428) against the same month in 2019 (average: 166.7607), the exchange rate shifted by -6.8179 (-4.09%).

2020 Avg (January) 159.9428

2019 Avg (January) 166.7607

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	164.5284	153.8429	159.9428
February	156.5048	146.7118	153.4200
March	151.0098	127.8602	138.3952
April	128.3068	120.1396	124.2363
May	133.2446	121.9188	127.4390
June	140.0421	132.8306	135.2732
July	141.7285	135.0224	138.4218
August	139.9990	131.4055	134.9124
September	143.5240	135.4284	138.7736
October	143.1418	138.7356	141.1460
November	153.2314	142.4462	149.4431
December	159.5249	151.6667	155.9997